Period
2026Through Oct 5
Period Gain
433,133
Period Return
36.20%
- Net Contributions
- 362,084
- Portfolio Value
- 1,600,619
- Cumulative Gain
- 1,238,535
- SPY Return
- 14.73%
Performance
Investment Performance
Portfolio results shown alongside SPY total return as the benchmark.
Portfolio Value
$1,600,619
Invested $362,084 + Gain $1,238,535
Track Record
9.0 years
From 2017-09-25 to 2026-10-05
Cumulative Return
559.50%
SPY: 257.93%
Annualized Return
23.24%
SPY: 15.17%
2026 YTD Return
36.20%
SPY: 14.73%
2026 YTD Gain
$433,133
SPY: $175,284
- Portfolio
- SPY
Drag across the chart to focus on a period; click to pin a month
- Cumulative Return
- 559.50%SPY: 257.93%
- Annualized Return
- 23.24%SPY: 15.17%
- Months Ahead of SPY
- 60.00%66 of 110 months
- Date
- 2017-09-25 to 2026-10-05
Period
2025
Period Gain
426,286
Period Return
56.69%
- Net Contributions
- 364,658
- Portfolio Value
- 1,170,059
- Cumulative Gain
- 805,401
- SPY Return
- 17.72%
Period
2024
Period Gain
134,969
Period Return
32.01%
- Net Contributions
- 255,736
- Portfolio Value
- 634,851
- Cumulative Gain
- 379,115
- SPY Return
- 24.89%
Period
2023
Period Gain
147,819
Period Return
33.15%
- Net Contributions
- 145,286
- Portfolio Value
- 389,431
- Cumulative Gain
- 244,146
- SPY Return
- 26.18%
Period
2022
Period Gain
-142,877
Period Return
-22.17%
- Net Contributions
- 396,617
- Portfolio Value
- 492,944
- Cumulative Gain
- 96,326
- SPY Return
- -18.18%
Period
2021
Period Gain
135,768
Period Return
27.00%
- Net Contributions
- 417,604
- Portfolio Value
- 656,807
- Cumulative Gain
- 239,203
- SPY Return
- 28.73%
Period
2020
Period Gain
80,190
Period Return
10.55%
- Net Contributions
- 404,246
- Portfolio Value
- 507,682
- Cumulative Gain
- 103,436
- SPY Return
- 18.33%
Period
2019
Period Gain
24,583
Period Return
41.33%
- Net Contributions
- 48,000
- Portfolio Value
- 71,246
- Cumulative Gain
- 23,246
- SPY Return
- 31.22%
Period
2018
Period Gain
-5,927
Period Return
0.28%
- Net Contributions
- 90,430
- Portfolio Value
- 89,092
- Cumulative Gain
- -1,338
- SPY Return
- -4.57%
Period
2017Since Sep 25
Period Gain
4,589
Period Return
13.53%
- Net Contributions
- 53,000
- Portfolio Value
- 57,589
- Cumulative Gain
- 4,589
- SPY Return
- 7.75%
View full table
| Period | Net Contributions | Portfolio Value | Cumulative Gain | Period Gain | Period Return | SPY Return |
|---|---|---|---|---|---|---|
| 2026|Through Oct 5 | 362,084 | 1,600,619 | 1,238,535 | 433,133 | 36.20% | 14.73% |
| 2025 | 364,658 | 1,170,059 | 805,401 | 426,286 | 56.69% | 17.72% |
| 2024 | 255,736 | 634,851 | 379,115 | 134,969 | 32.01% | 24.89% |
| 2023 | 145,286 | 389,431 | 244,146 | 147,819 | 33.15% | 26.18% |
| 2022 | 396,617 | 492,944 | 96,326 | -142,877 | -22.17% | -18.18% |
| 2021 | 417,604 | 656,807 | 239,203 | 135,768 | 27.00% | 28.73% |
| 2020 | 404,246 | 507,682 | 103,436 | 80,190 | 10.55% | 18.33% |
| 2019 | 48,000 | 71,246 | 23,246 | 24,583 | 41.33% | 31.22% |
| 2018 | 90,430 | 89,092 | -1,338 | -5,927 | 0.28% | -4.57% |
| 2017|Since Sep 25 | 53,000 | 57,589 | 4,589 | 4,589 | 13.53% | 7.75% |
Notes
- All currency figures are shown in USD unless otherwise noted.
- Net contributions are cumulative deposits minus withdrawals; transfers between accounts within the portfolio are excluded. Cumulative gain is portfolio value minus net contributions; period gain is the change in portfolio value over the period minus net contributions in that period.
- Portfolio values are shown after deducting most investment-related costs, including transaction fees, regulatory fees, applicable exchange fees, ADR fees, margin interest, short borrow fees, and foreign tax withholding. U.S. income taxes are not deducted.
- Monthly returns use Modified Dietz: the month's gain divided by opening portfolio value plus net contributions weighted by the days remaining in the month. Flows are treated as occurring at day-end.
- Cards, the annual table, and charts use the same monthly returns. Annual and cumulative returns geometrically link the relevant months, before display rounding. The latest period runs to the latest data date rather than a month-end and uses its actual length.
- Period gain is a dollar amount and depends on how much capital was invested at the time; period return is time-weighted and measures the performance of each dollar, so the two can point in opposite directions. In 2018, for example, less capital was invested during the rising months and more during the October and December declines, so period gain was -5,927 while period return was +0.28%.
- SPY returns are total returns over the same periods, including dividends.
- Before 2025-04-07, index ETFs (VTI, VOO, VGT and others) made up a large share of the portfolio: over 30% at most month-ends, and often over 80% from 2020 to 2022, so returns in that period track SPY closely. The last VOO was sold on 2025-04-07; since then the portfolio has held only hand-picked individual stocks. The dashed line on the chart sits at the end of April 2025, so every month to its right is all individual stocks; "Since ETF exit" starts there.
- These returns approximate time-weighted return: valuations at every cash flow are unavailable, so large intra-month flows and market swings can still affect the estimate. Some historical month-end values are reconstructed or estimated.